We Group Capital Hard Money Lending Criteria

The first part of every successful fix and flip is finding the right real estate property. That’s why we’ve created this easy, 5-point guide to help you find the “sweet spot” deal, which can give you the best chance at making money in real estate, while safeguarding your investment.

At We Group Capital we are only interested in funding projects that will give you the best opportunity at realizing success. Therefore our criteria is centered around these 5 points:

Why These Criteria?

Homes above the FHA cap are statistically more likely to experience drastic fluctuations in value and can be more susceptible to local and overall market depreciation. Homes in the 5-point realm tend to be more resilient to these influences.

1. Why 1-4 Units?

This is important. When you invest within these parameters, you can attract a larger segment of the market, including FHA buyers. This increases your ability to appeal to more people in more demographics.

2. Why price your home at or below FHA requirements?

FHA loans bring home ownership into reach for first-time home buyers who might have a hard time getting approved with conventional lenders. This increases your ability to sell your property faster and broadens your ability to attract more potential buyers.

3. Why a smaller home with no more than 5 bedrooms and 3 baths?

Millennials and Boomers are the two segments expected to dominate the market in the next five years. Both of these segments are looking at smaller homes: Millennials because they’re just starting out; Boomers because they’re downsizing.

4. Why less than 1/2 acre?

Both Boomers and Millennials are looking for less upkeep: Boomers because they’re getting older and Millennials because they’re just starting out. More acreage also means more expense.

WE Group's Capital slogan is “Financing Tomorrow’s Wealth, Today”

We’ll give you the capital you need right now, so you can start building the financial freedom you want for the future.

FIX AND FLIP

Non-Owner Occupied Single Family Residential (1-4 Units)

Investment Purpose: Acquisition, Cash-Out, Refinance, Rehab

90% Purchase – Up to 100% of Rehab (90% LTC) – Not To Exceed 75% of After Repair Value. Refinances up to 65% Loan to Value.

Rates: 8%-15%

Term: 6-24 Months

HARD MONEY LOANS

Fast Funding When You Need It

At WE Group Capital, we focus on the property, not your credit score. Our hard money loans provide:

Quick approvals and funding so you can act on deals immediately

Flexible lending criteria designed to accommodate a wide range of investment opportunities

Funding when banks say no—turning possibilities into reality

More Flexible Lending Criteria

BROWSE SITE

LEGAL

Loans are available only on non-owner-occupied properties and only where permitted by law. All loan approvals are subject to

WE Group Capital’s underwriting review and executed loan documents.